How to send money via BHIM app on android phone

Recently, we have had the nation India looking forward over one of the most wanted, demand and desired app known as the BHIM app. Over years you might have wanted this app but BHIM app is really going to be one of the best app of this year. Now the question is, how to send money via BHIM app?

BHIM app is actually a digital payments solution app based on the Unified Payments Interface (UPI) from the National Payments Corporation of India (NPCI), the umbrella organisation for all retail payments systems in India. If you have signed up for UPI-based payments on your bank account, which is also linked to your mobile phone number, you’ll be able to use the BHIM app to carry out digital transactions.

The newly launched app called BHIM app, which is available for Android OS. According to the government, the BHIM app allows the users to make cashless payments using their mobile phones in a “fast, secure and reliable” way.

Transfer, Send/Receive Money by BHIM App

BHIM lets you choose your preferred bank as per your choice and after it has verified your mobile number, you get an SMS, so it is best to use the same number as the one that’s linked to the bank account. BHIM will ask you to set a 4-digit passcode.

The app will then ask you to select your bank and if your account is UPI activated, it will reflect the relevant number. You will see more options to send and receive money and transact via IFSC. If UPI is not activated, you can put in six digits of your debit card number, and the expiry date, after which the app will let you use it.

To send money, type in the mobile number or VPA address and BHIM will verify the payee. After that, just type in the amount, and hit pay. If the payee doesn’t have UPI, tap on the three dots above the send money option. The ACCOUNT + IFSC option will open up, where you can put in the details.


One will be able to send money using the BHIM app from UPI-enabled bank accounts. One will need to register and set a UPI PIN using the debit card details linked to the bank account. If the beneficiary’s bank account is also linked to UPI, then simply use their mobile mobile number or payment address to transfer. If not, then use IFSC code, bank account or MMID, mobile number to send money.

All payments are instant and even if the person is not registered on BHIM, payment can be made via IFSC, account number or MMID, mobile number.

Once a transaction is completed, you would see a success status on the BHIM screen and receive an SMS from the bank. In some cases, due to operational issues it may take a little longer.

You can request or send money via payment address, send money to Aadhaar mumber, request or send money to mobile number, send money through MMID, mobile number, send money through IFSC code, account number, use the scan and pay option for merchant payments and easily use this app for these purposes easily.

In short, via BHIM app, you can send money to or receive money from friends, family and customers through a mobile number or payment address. Money can also be sent to non UPI supported banks using IFSC and MMID. You can also collect money by sending a request and reverse payments if required.Or in a unified system, we can define it as follows:


–> On the home screen, the app has three options. Send money, request money and scan and pay.

To Send money via bhim

  1. Click on the SEND icon.
  2. Enter payee’s mobile number or the Virtual Payment Address. After that, just click three dot menu in right top corner, if you want to send money directly to a bank account using IFSC code.
  3. Enter the amount and remarks that you want to fill just to send money.
  4. Finally, enter your UPI-PIN and continue and that’s it. You’re done with sending money.

To Receive Money via bhim

  1. Click on the RECEIVE icon.
  2. Enter payee’s mobile number or the Virtual Payment Address of the person from whom you want the money from your bank account.
  3. Enter the amount and the necessary details and remarks and submit it.
  4. The payer would get a notification, and can accept or reject the payment easily.
  5. That’s it. Now you can easily send or request money from anybody via the BHIM app. And for this, you don’t need any money or credentials.